PakPaisa

Fast & Easy Loan, Anytime You Need

Get a loan up to PKR 50,000 instantly through our secure app.

SECP Licensed
Fast Approval
Encrypted & Secure
Download App Learn More
Safe & Secure Loan
Convenient & Hassle-free
No Collateral
PakPaisa mobile app
Maximum loan term
90 days
Daily interest rate
0.75% / day
APR
273.75%

How to Get a Loan on PakPaisa

Four simple steps to get funds in your bank account

1

Download & Register

Install PakPaisa from Google Play and register using your mobile number.

2

Fill Application

Provide your CNIC, personal details and bank account information.

3

Get Approved

Our intelligent review process evaluates your application within minutes.

4

Receive Funds

Your approved loan is disbursed directly to your bank account.

Get Started Now

Why Choose PakPaisa

Built for speed, safety and total transparency

Flexible Loan Amounts

Cash loan options from PKR 1,000 up to PKR 50,000 to fit different needs.

Rapid Approval

Advanced risk assessment system for fast, accurate loan evaluations.

Effortless Application

100% online, user-friendly interface — no unnecessary paperwork.

Data Security

Robust encryption technology safeguards your personal & financial data.

Transparent Fees

Clearly defined interest rates and service charges — no hidden costs.

Real-Time Tracking

Monitor loan status, repayment schedules and disbursement anytime.

What Our Users Say

Trusted by thousands of borrowers across Pakistan

AK
★★★★★

"Loan approval was incredibly fast — money in my account within hours. The app is very easy to use."

Ahmad K.

Islamabad

FS
★★★★★

"PakPaisa helped me during a financial emergency. The process was transparent — no hidden fees at all."

Fatima S.

Karachi

HM
★★★★★

"Flexible repayment options and clear reminders. Application to repayment was straightforward from start to finish."

Hassan M.

Lahore

Important Announcement

PakPaisa values the safety of its customers.

If PakPaisa users are subject to abusive language, threats to privacy and safety, etc. by any of its staff members, you are encouraged to please keep evidence and file a complaint to us. Such actions shall not be tolerated by PakPaisa.

The loan granted by PakPaisa is subject to your confirmation. You may click the "Quit" button during your loan application process. PakPaisa will never disburse the loan without your consent. If you have applied for the loan by mistake, please repay the principal amount within 24 hours and contact us at your earliest convenience. Subject to our internal policies, we shall cancel your loan application free of charge. For any queries, please do not hesitate to contact us; we will serve you whole-heartedly.

Customer Service: In-app online customer service

Complaint Email: grievances@aitebarfinancial.com

Complaint Hotline: 03163332788

Service Timing: Monday to Saturday, 9:00 AM - 6:30 PM

PakPaisa reserves the right of final interpretation for all the rules above.

Our Vision & Mission

Driving financial inclusion across Pakistan

Our Vision

To become Pakistan's most trusted digital financial platform, providing accessible and affordable loan solutions that empower individuals and small businesses to achieve financial stability and growth.

Our Mission

To deliver fast, transparent and hassle-free financial services through innovative technology, meeting our customers' funding needs while maintaining the highest standards of integrity and regulatory compliance.

Information Disclosure

Transparency builds trust

License Information

License Number: No.SECP/LRD/LD/195/AFSPL/2025

Regulatory Authority: Securities and Exchange Commission of Pakistan (SECP)

Company Status: SECP-licensed Non-Banking Finance Company (NBFC)

Company Information

Company Name: AITEBAR FINANCIAL SERVICES (PRIVATE) LIMITED

Main Business: Financial lending and related permitted financial services

CUI Number: 0319858

Registered Address: Office No. 06, 2nd Floor, Margalla Plaza, Sector F-10 Markaz, Islamabad, Pakistan

Interest Rate

Loan Amount: PKR 1,000 - 50,000

Loan Term: 30 - 90 days

APR Range: 15% - 273.75% / year

Contact Information

Email: support@aitebarfinancial.com

Working Hours: Monday to Saturday, 9:00 AM - 6:30 PM

Support: Available through the PakPaisa app

Representative Loan Example

A clear, illustrative repayment breakdown

A loan of PKR 100,000, term 120 days (4 months), annual interest 18%/year (daily rate 0.05%/day), no other fees. Total repayment after 120 days = principal + total interest.

Monthly interest: 100,000 × 0.05% × 30 = PKR 1,500

Monthly repayment: 100,000 / 4 + 1,500 = PKR 26,500

Total interest: 1,500 × 4 = PKR 6,000

Total repayment: 100,000 + 6,000 = PKR 106,000

* Actual rates and repayment terms are determined by your loan profile at the time of application.

Download the PakPaisa App

Access loans anywhere, anytime with our easy-to-use mobile application.

Quick approval within minutes
End-to-end encrypted transactions
Dedicated in-app customer support
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PakPaisa
Welcome back,
Choose your loan
Available up to
PKR 50,000
30 - 90 day term
ApplicationComplete
VerificationVerified
DisbursementInstant
Apply Now

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© 2026 PakPaisa. All Rights Reserved

Company Name: AITEBAR FINANCIAL SERVICES (PRIVATE) LIMITED
License Number: No.SECP/LRD/LD/195/AFSPL/2025