Our Financial Services

Simple, transparent digital lending solutions for every Pakistani.

Loan amount range: PKR 1,000 - 50,000

Maximum loan period: 90 days (minimum 30 days)

Annual interest rate (APR): 15% - 273.75%

Daily interest rate: 0.75% / day, penalty rate: 2% / day

PakPaisa
Choose amount
Slide to select
You get
PKR 50,000
Approved in minutes
Term90 days
APR15% - 273.75%
Apply

What We Offer

Tailored loan products for personal and business needs

Personal Consumption Loan

  • Cash loan from PKR 1,000 to 50,000
  • Flexible 30 - 90 day repayment
  • No physical documentation

Emergency Turnover

  • Instant approval within minutes
  • Same-day bank disbursement
  • Zero collateral required

Diversified Financial Solutions

  • Multiple loan tiers to suit your profile
  • Transparent rates & fees
  • Build credit history with on-time repayment

Loan Calculator

Estimate your loan amount and repayment schedule

Enter Your Loan Details

1,000 50,000
30 90
0 30

Daily Interest Rate: 0.75% per day

Penalty Rate: 2% per day

Loan Results

Principal Amount
PKR 10,000
Interest Amount
PKR 4,500
Penalty Amount
PKR 0
Loan Term
60 days
Total Repayment
PKR 14,500

Repayment Schedule

Due Date
PKR 14,500

Application Conditions

Simple requirements to qualify for a PakPaisa loan

Eligibility

You must be 18 years of age or above. Minors cannot apply for a loan on PakPaisa.

Income & Credit

A good credit record and stable source of income to demonstrate repayment ability.

Valid ID

A valid Pakistani CNIC and a working mobile number registered in your name.